Loan

Darlehen ©Stephan Fischer

Darlehen ©Stephan Fischer

Short-term Loan

Procurement principles

  • Cushioning of short-term financial distress
  • Obtainable regardless of the income and assets of the students
  • Obtainable parallel to the BAföG
  • There is no legal claim, so you can be declined

Loan amount and term

  • up to 400 €, repayment after a maximum of 9 months

About the applicants

  • Students of the university that is attended by the Studentenwerk Freiberg

Application / Payment

  • Application must be made in writing to the Studentenwerk Freiberg.
  • The payment will be made by bank transfer

What is needed for the process

from German students

  • valid enrollment certificate
  • Identity Document

from international students

  • valid enrollment certificate
  • valid residence title / permission

The  procurement principles and the application form can be found at Downloads.

Interest of the payment

  • There will not be an interest if the previously agreed conditions of the repayment are met.

Repayment

  • End of the repayment max. 9 months after the payment
  • The repayment can be made in one or several payments
  • The repayment is made by SEPA direct debit from the specified account

Ihre Ansprechpartner

Geyer, Elke
Ausbildungsförderung, Sachbearbeiterin (A - E) & Kurzfristiges Darlehen
Phone:  03731 383289 03731 383289
Address:
Petersstraße 5
09599 Freiberg
Consultation hours
Kontaktperson
Uhlig, Martina
Rent accounting clerk and loan payback responsible
Phone:  03731 383131 03731 383131
Fax: 03731 383192
Address:
Agricolastraße 14-16
09599 Freiberg

Hardship fund of Deutschen Studentenwerks e.V.

Award principles

  • bridging financial aid for students in an economic emergency
  • the emergency cannot be alleviated in the short term by another private or state sponsor
  • Covering necessary study expenses or for needs that are not covered by the BAföG

Loan amount and term

  • A maximum of 12 times the monthly BAföG standard rate for students who live away from home (as of July 1st, 2014: €7,164.00)
  • The term of the loan is a maximum of 60 months, beginning with the month in which the first installment is paid out

Circle of applicants

  • Students of the higher education institutions supported by the Freiberg Student Union
  • A doctorate, postgraduate or postgraduate degree pursued after obtaining a professional degree is not eligible

Application / payment

  • Applications and payments are made via the Studentenwerk Freiberg
  • Payment is made in monthly installments at monthly amounts that may not exceed 1/12 of the loan amount
  • Transfer is made to the borrower's account
  • The repayment amounts will be debited from the specified account as a direct debit.

Interest and suretyship

  • No interest is paid on the loan if the terms of the loan are met.
  • To secure the loan, a directly enforceable guarantee or bank guarantee must be deposited.

Repayment

  • The latest start of repayment is 6 months after the last installment has been paid out
  • Monthly repayment installments must be at least €55.

Ihre Ansprechpartner

Kontaktperson
Kneip, Cornelia
Sozialberatung & Härtefonds des DSW e.V.
Phone:  03731 383202 03731 383202
Fax: 03731 383102
Address:
Büro Sozialberatung (1. OG), Petersstraße 5, 09599 Freiberg
ODER Beratungscenter (EG), Wohnhaus 3, Am Schwanenteich 8, 09648 MW
Consultation hours
Kontaktperson
Uhlig, Martina
Rent accounting clerk and loan payback responsible
Phone:  03731 383131 03731 383131
Fax: 03731 383192
Address:
Agricolastraße 14-16
09599 Freiberg