Loan

Darlehen ©Stephan Fischer

Darlehen ©Stephan Fischer

Short term loan from the Studentenwerkes Freiberg

Procurement principles

  • Cushioning of short-term financial distress
  • Obtainable regardless of the income and assets of the students
  • Obtainable parallel to the BAföG
  • There is no legal claim, so you can be declined

Loan amount and term

  • up to 400 €, repayment after a maximum of 9 months

About the applicants

  • Students of the university that is attended by the Studentenwerk Freiberg

Application / Payment

  • Applications occurs in writing with the Studentenwerk Freiberg
  • The payment occurs by bank transfer

What is needed for the process

from the German students

  • valid enrollment certificate
  • Identity Document

from the international students

  • valid enrollment certificate
  • valid residence title / permission

The  procurement principles and the application form can be found down at Downloads.

Interest of the payment

  • There will not be an interest if the previously agreed conditions of the repayment are met.

Repayment

  • End of the repayment max. 9 months after the payment
  • The repayment can be made in one or several payments
  • The repayment is made by SEPA direct debit from the specified account
Geyer, Elke
Abteilung Ausbildungsförderung & Kurzfristiges Darlehen des Studentenwerkes Freiberg
Phone:  03731 383289 03731 383289
Address:
Studentenhaus "Alte Mensa" Petersstraße 5
09599 Freiberg
Consultation hours
Kontaktperson
Uhlig, Martina
Rent accounting clerk and loan payback responsible
Phone:  03731 383131 03731 383131
Fax: 03731 383192
Address:
Agricolastraße 14-16
09599 Freiberg
Consultation hours

The Hardship Fund of the Deutsche Studentenwerk e.V.

Procurement principles

  • Bypass financial assistance for students in an economic emergency situation
  • An emergency situation cannot be mitigated in the short term by another private or state supporter
  • Cover for necessary study expenses or for needs not covered by the BAföG

Amount and term

  • A maximum of 12 times the monthly BAföG rate for students who live outside their parents' home (state from 1st July 2014: 7’164 €)
  • Loan return period adds up to 60 months maximum, starting with the month of first payment

Applicants

  • Students of the university that is attended by the Studentenwerk Freiberg
  • A doctoral, postgraduate or second degree program, which is pursued after obtaining a professional qualification, is not eligible

Application / Payment

  • Application occurs with the Studentenwerk Freiberg, payment occurs by the Studentenwerk Freiberg
  • The Payment occurs monthly to rates, which may not exceed 1/12 of the loan amount
  • Transfer occurs to the account of the borrower
  • The repayment amounts will be deducted as direct debit from the specified account 

Interests and guarantee

  • There will not be interests if the previously agreed conditions of the repayment are met
  • To secure the loan, a directly enforcable guarantee or bank guarantee is required 

Repayment

  • Repayment starts at the latest 6 months after the payment of the last installment
  • The monthly redemption rate needs to be at least 55 €

 

Kontaktperson
Kneip, Cornelia
Sozialberatung & Härtefonds des DSW e.V.
Phone:  03731 383202 03731 383202
Fax: 03731 383102
Address:
Büro Sozialberatung (1. OG), Petersstraße 5, 09599 Freiberg
ODER Beratungscenter (EG), Wohnhaus 3, Am Schwanenteich 8, 09648 MW
Consultation hours
Kontaktperson
Uhlig, Martina
Rent accounting clerk and loan payback responsible
Phone:  03731 383131 03731 383131
Fax: 03731 383192
Address:
Agricolastraße 14-16
09599 Freiberg
Consultation hours