Loan

Darlehen ©Stephan Fischer

Darlehen ©Stephan Fischer

Short term loan from the Studentenwerkes Freiberg

Procurement principles

  • Cushioning of short-term financial distress
  • Obtainable regardless of the income and assets of the students
  • Obtainable parallel to the BAföG
  • There is no legal claim, so you can be declined

Loan amount and term

  • up to 400 €, repayment after a maximum of 9 months

About the applicants

  • Students of the university that is attended by the Studentenwerk Freiberg

Application / Payment

    • Application must be made in writing to the Studentenwerk Freiberg.
    • The payment will be made by bank transfer

    What is needed for the process

    from German students

    • valid enrollment certificate
    • Identity Document

    from international students

    • valid enrollment certificate
    • valid residence title / permission

    The  procurement principles and the application form can be found at Downloads.

    Interest of the payment

    • There will not be an interest if the previously agreed conditions of the repayment are met.

    Repayment

    • End of the repayment max. 9 months after the payment
    • The repayment can be made in one or several payments
    • The repayment is made by SEPA direct debit from the specified account

    Your contact persons

    Geyer, Elke
    Ausbildungsförderung, Sachbearbeiterin (G, H) & Kurzfristiges Darlehen
    Phone:  03731 383289 03731 383289
    Address:
    Studentenhaus "Alte Mensa" Petersstraße 5
    09599 Freiberg
    Consultation hours
    Kontaktperson
    Uhlig, Martina
    Rent accounting clerk and loan payback responsible
    Phone:  03731 383131 03731 383131
    Fax: 03731 383192
    Address:
    Agricolastraße 14-16
    09599 Freiberg
    Consultation hours

    The Hardship Fund of the Deutsche Studentenwerk e.V.

    Procurement principles

    • Bypass financial assistance for students in an economic emergency situation
    • An emergency situation cannot be mitigated in the short term by another private or state supporter
    • Cover for necessary study expenses or for needs not covered by the BAföG

    Amount and term

    • A maximum of 12 times the monthly BAföG rate for students who live outside their parents' home (state from 1st July 2014: 7’164 €)
    • Loan return period adds up to 60 months maximum, starting with the month of the first payment

    Applicants

    • Students of the university that is attended by the Studentenwerk Freiberg
    • A doctoral, postgraduate or second degree program, which is pursued after obtaining a professional qualification, is not eligible

    Application / Payment

    • Application and payment are made via the Studentenwerk Freiberg   
    • Payment is made in monthly instalments at monthly amounts which may not exceed 1/12 of the loan amount.
    • Transfer to the borrower's account
    • The repayment amounts will be deducted as direct debit from the specified account 

    Interests and guarantee

    • There will not be interests if the previously agreed conditions of the repayment are met
    • To secure the loan, a directly enforcable guarantee or bank guarantee is required 

    Repayment

    • Repayment starts at the latest 6 months after the payment of the last installment
    • The monthly redemption rate needs to be at least 55 €

     

    Your contact persons

    Kontaktperson
    Kneip, Cornelia
    Sozialberatung & Härtefonds des DSW e.V.
    Phone:  03731 383202 03731 383202
    Fax: 03731 383102
    Address:
    Büro Sozialberatung (1. OG), Petersstraße 5, 09599 Freiberg
    ODER Beratungscenter (EG), Wohnhaus 3, Am Schwanenteich 8, 09648 MW
    Consultation hours
    Kontaktperson
    Uhlig, Martina
    Rent accounting clerk and loan payback responsible
    Phone:  03731 383131 03731 383131
    Fax: 03731 383192
    Address:
    Agricolastraße 14-16
    09599 Freiberg
    Consultation hours